Living The Retirement Lifestyle https://livingtheretirementlifestyle.com Learn More. Earn more. Travel more. Mon, 20 Mar 2023 18:03:47 +0000 en-GB hourly 1 https://wordpress.org/?v=6.1.1 Entrepreneurs From Around The World Share Stories, Advice & Inspiration To Achieve A Totally Fulfilling Retirement. Everybody wants something different from their retirement and our goal with this podcast is to show you there are many different ways to achieve it...using the experience of our entrepreneur friends from around the world. Chris and Susan Beesley - Retirement Entrepreneurs clean episodic Chris and Susan Beesley - Retirement Entrepreneurs chrisandsusan@chrisandsusanbeesley.com chrisandsusan@chrisandsusanbeesley.com (Chris and Susan Beesley - Retirement Entrepreneurs) Copyright ©️ 2020 Chris and Susan Beesley Entrepreneurs From Around The World Share Stories, Advice & Inspiration To Achieve A Totally Fulfilling Retirement Living The Retirement Lifestyle http://livingtheretirementlifestyle.com/wp-content/uploads/powerpress/Podcast_logo.jpg https://livingtheretirementlifestyle.com TV-G Why It’s Important To Write A Will https://livingtheretirementlifestyle.com/why-its-important-to-write-a-will/ https://livingtheretirementlifestyle.com/why-its-important-to-write-a-will/#respond Mon, 20 Mar 2023 16:32:38 +0000 https://livingtheretirementlifestyle.com/?p=2533 Almost 10 months ago as of writing Susan’s mum passed away at 92. Fortunately she was very well organised and had her affairs in order and had a written will.

It’s why we would say it’s very important that you write a will as it’s enough of a job with one let alone without one!

Photo by Dario Valenzuela on Unsplash

As much as we don’t want to think about it, we all must plan for the inevitable – a time when we will no longer physically be with our loved ones. And yet despite the inevitability of passing on, only 4 in 10 adults in the UK have a legal will made. This could have big ramifications for those we live behind. 

Read on to find out more about why you need a will and how to go about preparing one for yourself.

Why do you need a will?

Preparing a legal will is integral to preventing confusion and errors when it comes to dividing your estate. There are lots of reasons why having a will makes a big difference to those you leave behind:

  • Without a will, the government has the right to distribute your estate as they see fit, rather than allowing you to decide to whom you want your assets to be distributed
  • It also allows you to leave clear instructions about who you want to take care of your children and other dependents 
  • If you don’t have a will, any friends, charities, or other beneficiaries won’t be able to inherit, only your family
  • Having a will protects your loved ones from the stress of lengthy administrative delays while grieving, as everything will be clearly laid out for them 
  • It could also save a headache when organising your end-of-life ceremony, as your wishes will be made clear

Ultimately, a will ensures peace of mind for those who matter most, while also protecting them financially. 

Photo by Isaac Quesada on Unsplash

How to prepare a will

There are a few different options for preparing a will, with a range of costs. You may be able to write one yourself, but there are risks of leaving out something important – there’s certain elements that need to be included. Alternatively, there are online services that offer packages to help you create a will, using a template. Perhaps the most traditional way to get a Will done is to visit a solicitor, who will ask you questions about what you want and then draw up the paperwork for you.

You’ll also need to decide on the kind of will you need. There are four main types, including:

  • Simple (the most common, and the one we will focus on)
  • Joint (these are typically made by couples and mirror each other)
  • Testamentary trust (places your assets in a trust, typically when your beneficiaries are still minors)
  • Living wills (this outlines how your assets and you yourself should be taken care of leading up to your death, should you become incapacitated).

In order to prepare a simple will, you’ll need to follow these steps: 

  1. Name a trustee or executor who will handle the dispensing of your assets, pay off debts, and any additional administrative tasks.
  1. Select your beneficiaries, those members of your family and friends to whom you wish to leave selected assets from your estate to. Should you have any dependents you will also need to designate a guardian for them.
  1. Include details of your final wishes so that they can be executed by your trustee or family.

Once the will is printed, signed, and notarized, it becomes legal. Alterations can be made but will require additional notarization for changes made.

Photo by Melinda Gimpel on Unsplash

Preparing a will allows you to protect your family in a meaningful way and gives you peace of mind that your wishes will be carried out after you are gone. And while your loved ones will miss you forever, this final gift to them will be greatly appreciated. 

We hope that you found this article Why It’s Important To Write A Will helpful.

Our thanks to Clare Barks for this article. Clare is a firm believer in having a Will made. She aims to demystify the process and help other people see a Will as a positive step, rather than one that focuses on the loss of a loved one

Given our personal experience we couldn’t agree more.

Have your written a will yet? If not then now you know why it’s important and no excuse not to get on with it!

Thanks for reading and if you have any topics like this you would like us to share do let us know

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She Believed She Could And She Did https://livingtheretirementlifestyle.com/she-believed-she-could-and-she-did/ https://livingtheretirementlifestyle.com/she-believed-she-could-and-she-did/#respond Wed, 11 Jan 2023 18:23:29 +0000 https://livingtheretirementlifestyle.com/?p=2510 In this edition of Living The Retirement podcast we talk to our good friend and award winning business coach Kylie Anderson. Originally from Australia and now living and working in the UK, we first met her over a decade ago when she entered the world of online entrepreneurship. We knew she had that spark in her and she’s proved us right reaching that milestone birthday (she just turned 50) and running a very successful thriving coaching business

But we’ll let Kylie share her story and hope you will be inspired to move out of your comfort zone and know that there is more to life than sticking with what you’ve always done and were good at for fear of what lies beyond!

We so loved that moment where Kylie says her boss came into the office bragging about his travel card and she realised he was still coming into the office in his retirement… one of those pivitol moments that made her know for certain it was her time to do something about building her own business to give her the flexibility to travel and start living a life not centred around work!

We remembered her coming to an event we had organised showing people how they could start an online business and was in the front row taking notes and smiling like the proverbial cheshire cat.

Kylie shares how she was experimenting with different ways to make money online (which is what most people do to be honest) , found what didn’t work and how not everyone can be trusted but she didn’t ever give up on her dreams and goals

She knew that honing her skills would help her reach them and it would take a little time to “find her thing” as she describes it

She knew that overnight success and ‘getting rich quick’ was a fallacy and an investment into personal development was extremely important

Which all led to her thinking about the ‘missing link‘ as she refers to it. She was an avid consumer of training but wasn’t earning from all that knowledge! How could she change that and provide a service which would bridge the gap for people creating all this training, writing books, producing courses and bring the those all important clients?

And a business was born – one that began by helping small businesses get a better presence online and collect those all important leads and learn how to communicate and nurture those those leads until some became their customers or clients.

Her next realisation was that there were a lot of successful women making incredible amounts of money using the internet and conversely many were living paycheck to paycheck and had little or no plan for their retirement.

Another seed was sown!

She shared with us how on a recent economic forum she learnt that something like 60% of the wealth in the UK is going to be owned by women by 2025. It’s a massive market and spotting an opportunity that’s where her focus is today, championing women entrepreneurs. Plus finding ways to grow faster without so much effort and time and harnessing other ways to generate legacy wealth, all of which she can include inside her coaching business.

This led to the birth of Iconic Wealth For Women and the focus of her business today.

With over 7 years solid business experience, followed by 3 years running an online coaching business.  She’s uniquely positioned with REAL business experience to help her clients leverage their knowledge, develop additional income streams and help them on a journey towards more freedom and more income.

Her Advice

Don’t stay set in your ways as you get older. The internet is here to stay and there’s so many things you could do with a little help and guidance. If you haven’t made plans for your retirement it’s not too late – get some advice and get started now – every little helps!

And her motto

“work less and earn more, whilst making an impact and changing other peoples lives”

If you want to follow Kylie you can connect with her on her favourite social media platform and website

LinkedIn

Website

We hope you’ve enjoyed listening to Kylie and her plans for the future. We think she’s got her retirement nailed and hope that you got some ideas from it for your own path and that if you need to you that you find ways to add some extra income to give you the retirement you hoped for.

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https://livingtheretirementlifestyle.com/she-believed-she-could-and-she-did/feed/ 0 In this edition of Living The Retirement podcast we talk to our good friend and award winning business coach Kylie Anderson. Originally from Australia and now living and working in the UK, we first met her over a decade ago when she entered the world ... We talk to our good friend and award winning business coach Kylie Anderson...we first met her over a decade ago when she entered the world of online entrepreneurship. We knew she had that spark in her and she's proved us right reaching that milestone birthday (she just turned 50) and running a very successful thriving coaching business Chris and Susan Beesley - Retirement Entrepreneurs 4 4 She Believed She Could And She Did clean 35:54
Endless Possibilities https://livingtheretirementlifestyle.com/endless-possibilities/ https://livingtheretirementlifestyle.com/endless-possibilities/#respond Mon, 26 Dec 2022 16:29:53 +0000 https://livingtheretirementlifestyle.com/?p=2478 We’ve recently been thinking about our bucket list

With 6 days until the end of the year as we write this on 26th December 2022


It’s that time of year for reflection isn’t it?


We none of us know how long we have to fulfil our dreams and goals do we?


The older we get the more we think about it


So our advice during the holidays is this : Take some time to write your your own bucket list

Note ‘bucket list’ not ‘goals list, and not a ‘New Year Resolutions’ list


Let’s begin…


It doesn’t have to be travel 🎒 🧭 (but who doesn’t love ❤ travel ✈🏖🏔)


It doesn’t have to be something BIG like moving to live in a new country like we want to do


It might be movies 🎥 🍿 you want to watch, restaurants you want to try, getting fit and healthy, losing weight, learning a new language (we’re learning Portuguese), starting a new business, sports you want to have a go at


Susan’s bucket list includes starting ice skating ⛸ lessons again which she really loved as a teenager…

Susan’s Mum gave gifted her ice skating boots and she cherished them until they were too small for her (she had tiny feet) and then she got her own white skates…


Chris however wants to go to Borneo to see the orangutans…

Photo by Simone Millward on Unsplash

And to sky-dive in Dubai with views of the iconic Palm Jumeirah Island 🏝

Photo by Darcey Beau on Unsplash

So we have some things we want to do – not necessarily together either


Seriously though you don’t need 101 things though!


Yes there are endless possibilities…


Just get started…


Just think of 10 things you’d love ❤ to experience that you haven’t yet and make a list with deadlines of when you’d love to achieve them


Then put it somewhere visible


Make it happen!


It’s so easy to get caught up in the grind of life, we forget what’s important…


What it is we live for


As I write this I’m reminded why Chris and I started our online businesses in the first place back in 2010.


There were so many places we wanted to visit in the world 🗺, adventures and experiences and we needed to get our retirement savings back on track!


We deserved to be able to do them and saw no hope of that given our circumstances back then working 60-70 hours a week at the beck and call of our clients and tied to the U.K.


Today we’re grateful we made that challenging leap and if it all ended right now know we’ve done some amazing things and travelled 🧳 to so many places we never thought we would

Are in the best health possible because we’ve made that a priorty


Helped a lot of people fulfil their dreams and goals

Achieve financial security in their retirement


So we talk from experience not from a text book


Creating a list of some of the things we’d love ❤ to experience in the world 🌎 and reminding ourselves often of all the amazing things there are still to do and see, can help maintain your enthusiasm and mental well-being when times are tough or challenging


Life is happening right now, so don’t miss it!


As we often hear and should remind ourselves


“𝐷𝑟𝑒𝑎𝑚𝑠 𝑤𝑖𝑡ℎ𝑜𝑢𝑡 𝑔𝑜𝑎𝑙𝑠 𝑎𝑟𝑒 𝑗𝑢𝑠𝑡 𝑑𝑟𝑒𝑎𝑚𝑠”


So with 6 more days until we start a brand new year what will be on your bucket list?


What will make you happy 😃?

We would love you to share with us either here or on our Facebook post or Instagram post

You will recognise the post by this image below

And our favourite saying which we shared (and you can see on our socials)

Life isn’t about waiting for the storm to pass… it’s learning to dance in the rain”

The images are those we saved of Puerto Vallarta, Mexico which is on our bucket list of vacations for 2023 amongst many more

Enjoy the read, give us a “thumbs up” 👍below and do go and create that bucket list

Bring those dreams to life

Until next time…

PS You can download our Goal Setting Success Secrets here

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Nothing Is Impossible https://livingtheretirementlifestyle.com/nothing-is-impossible/ https://livingtheretirementlifestyle.com/nothing-is-impossible/#respond Mon, 19 Dec 2022 16:32:16 +0000 https://livingtheretirementlifestyle.com/?p=2470 As the great Napoleon Hill said “Whatever Your Mind Can Conceive and Believe, It Can Achieve

Clearly Nims Purja believed this to be true

Why are we writing about him you are probably wondering?

Because we hear so often from people how fearful they are of change, of doing something different, of stepping outside their comfort zone.

We get it because we’ve been in that situation fearful of doing something about the position we found ourselves in back in 2008

But we conquered that fear and today we can feel grateful we had the courage

This film (the trailer is below) had us hooked on the courage of this man and his achievements

Achievements not just for himself but for those who joined him on Project Possible

We’re not climbers but we do respect the power of the mountains as skiers

In the film this fearless Nepali mountaineer Nirmal Purja embarks on a seemingly impossible
quest to summit all 14 of the world’s 8,000-meter peaks in seven months

It’s never been done before and as he says ‘It’s about achieving the impossible in life’

Climbing the 14 mountains above 8,000 meters — Everest, K2, and a dozen more — in just six months and six days. In the process, he reached new frontiers of human possibility

You can read more on his exploits here

Photo Credit : Netflix

When asked why he said

” I have to push my limits to the max. Sitting tight, waiting it out and living in the past, has never been my thing. I want to be at the world’s highest point again, knowing it might slip out from underneath me at any moment. Because that is the only way to live. If You Give Up, You Die”

Nimsdai Purja, Beyond Possible

He and his fellow climbers set a path for others to follow

Isn’t that all we can hope for, that someone will set a path for us to follow in whatever endeavour we undertake

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Maybe It’s About Time https://livingtheretirementlifestyle.com/maybe-its-about-time/ https://livingtheretirementlifestyle.com/maybe-its-about-time/#respond Thu, 01 Dec 2022 19:13:10 +0000 https://livingtheretirementlifestyle.com/?p=2428 Maybe It’s About Time is the title of a book written by our guest Neil Boss on this edition of Living The Retirement Lifestyle Podcast. Neil is a retired partner of Deloitte LLP one of “The Big Four” Accountancy and Management Consultancy firms in London and we were intrigued to know the story behind his book and whether it was something he had always wanted to do…

You’ll hear his answer when you tune into our chat because like you, we were intrigued to know why now and why the story line he chose but as you will hear him say “it was always a plan to write a book in his retirement”

We’ll circle back to that…

The Story

Set in the early months of 2020 Maybe It’s About Time is a story about the difficulty of changing life for the better. The central characters are Marcus and Claire and how a chance encounter through a mutual friend, Gavin leads to an unlikely friendship all the while the early months of the pandemic were unfolding. We had to ask Neil whether Marcus was actually him but he assures us the character was totally fictional albeit he draws on his experience of what he describes as the egocentric world of professional service.

Whilst full of humour, the story ultimately delivers a serious message about remaining true to our personal values and changing lives for the better.

We began reading Maybe It’s About Time on a transatlantic flight to Salt Lake City just recently. It was a large book to take on board but Susan was quickly engrossed (and the crew were intrigued to know was it a good book lol). I (Chris) get to read it next beacuse that’s how we work together lol 😂!

We asked Neil if he ever saw his book becoming a movie. We had to laugh when he said he was no J K Rowling or a Harry Potter wizard but seriously if the right person reads his book we’re sure it would make a great screenplay.

After all the pandemic years will be something that will be talked about for a very long time and we reckon his satirical look at those times would be a hit!

If you’re intrigued we highly recommend you pick up and read It’s About Time and connect with Neil if you have any questions (detail on his website below)

You’ll find him on Twitter @iamneilboss and on LinkenIn he’s @NeilBoss

His website is NeilBossAuthor.co.uk

We don’t know about you but we hope there’s a sequel or two in the pipeline and if future books are anything like his first there’s definitely important messages the world needs to hear

Thanks for joining us on today’s podcast and look forward to seeing you next time…

Could you write a book?

Tune it for a future podcast to find out

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https://livingtheretirementlifestyle.com/maybe-its-about-time/feed/ 0 Maybe It's About Time is the title of a book written by our guest Neil Boss on this edition of Living The Retirement Lifestyle Podcast. Neil is a retired partner of Deloitte LLP one of "The Big Four" Accountancy and Management Consultancy firms in Lon... Maybe It's About Time is the title of a book written by our guest Neil Boss....Neil is a retired partner of Deloitte LLP one of "The Big Four" Accountancy and Management Consultancy firms in London and we were intrigued to know the story behind his book and whether it was something he had always wanted to do... Chris and Susan Beesley - Retirement Entrepreneurs 4 3 Maybe It's About Time clean 31:37
Your Health Is Your Wealth https://livingtheretirementlifestyle.com/your-health-is-your-wealth/ https://livingtheretirementlifestyle.com/your-health-is-your-wealth/#respond Tue, 22 Nov 2022 15:56:34 +0000 https://livingtheretirementlifestyle.com/?p=2404 The phrase “your health is your wealth” has been spoken for years. In fact the Jim Rohn once said “Take care of your body. It’s the only place you have to live.”  Sadly however, we don’t always pay attention to it until one day we get a wake up call. We all think we’re bulletproof until we’re not!

That was us but fortunately it was nothing that couldn’t be put right but the warning light hit us like a ton of bricks. We have always taken care of our health by eating sensibly and taking moderate exercise although we do confess to liking a glass of wine or two…

Our annual check up and blood test revealed we both had high cholesterol levels so we were told we needed to do something about it. Long story short we were lucky enough to be referred to a specialist clinic in London and a consultation which led to us being told we needed to take a daily statin and to lose weight and do more exercise. We both had familial high cholesterol hence we needed medication albeit only a very low dose because diet and exercise wouldn’t fix that type of cholesterol. But what we discovered was we all have two types of cholesterol and there is one we can all take control of.

Then came along the Pandemic and we can honestly say it forced us to take more exercise. We’re not gym bunnies but we do both love the rowing machine and had one delivered to our home for the duration. That combined with daily walking (measured on the Fitbit so no cheating), hiring our friend (a personal trainer who used to train us at our local gym and now found himself with no physical clients) we soon found ourselves a good routine.

Now that’s not the end of the story by a long chalk…

Long story short we found a company who used only natural products that focused on the gut-brain-axis

Whoever even new such a thing existed 🙄

Whoever even knew the link between our gut and our brain could lead to so many health benefits and that sleep 😴 was a key component.

The more research we did the more convinced we were that this was what we were looking for and it’s what could ultimately lead to the better health and lifestyle of so many aside from ourselves.

As online entrepreneurs, the pandemic also put paid to our plans to travel and do all the things we loved about that side of our business and it got us thinking more and more about others like us…

What kinds of stresses were they having to cope with on a daily basis

Was there something we could do to change that?

As entrepreneurs we manage stress on a daily basis and our bodies come to cope with it but what if there were a way to limit that stress? What if this “gut-brain-axis” thing could really help? What if it could help people from all walks of life have improved health and the ability to cope better?

There was only one way to find out and that was to buy some of the products for ourselves and that’s exactly what we did and you can see for yourself here some of the choices we had

We love how every product is clearly explained by the formulator Dr Shawn Talbott as well as it’s benefits, and how it works on the gut-brain-axis

Our favourite is Happy Juice which does exactly what it says on the tin as the saying goes

It’s a drink we both take every day mixed with water but each can be taken separately if you prefer (the Energy+ sachet is a great example and we always carry extra supplies with us)

When it comes to your literal wealth, your health is going to do one of two things. It’s either going to enhance your lifestyle, impact and effectiveness in this world or it’s going to hinder your ability to have the monetary gains you desire.

Having discovered products that do indeed do what they say we partnered with the company because the people who look to us to help them create a healthy and wealthy retirement know we only share what we believe in.

There’s a quote that says how you do one thing is how you do everything, and the commitment it takes to be consistent with your fitness and health undoubtedly carries over into other areas of life.

Your health is your wealth, so be certain to make choices that reflect the level of wealth you desire!

After all your retirement is a time of life to enjoy life and you can only do that if you have the best of health

To find out more about Amare we’ve put together a page for you to review here

Last but not least why not take our short quiz and tell us about your lifestyle habits. Once completed, you will receive recommendations based on your answers to the quiz from our line of amazing products formulated by Dr. Shawn Talbott that will help support your mind, body, and overall wellness.

Let’s get started!

Thanks for reading and if you would like to have a call to discuss how we can work together you can book a free call with us right here

The information provided here is not intended as medical advice, diagnosis or treatment. You should consult with a qualified healthcare provider for advice concerning your specific situation.

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A Month In Tavira https://livingtheretirementlifestyle.com/a-month-in-tavira/ https://livingtheretirementlifestyle.com/a-month-in-tavira/#respond Mon, 21 Nov 2022 18:28:55 +0000 https://livingtheretirementlifestyle.com/?p=2388 There was a very well known book we read called A Year In Provence, a best-selling memoir by Peter Mayle written in 1989 about his first year in Provence. We thought why don’t we write a journal about our month in Tavira so here we are bringing it to life

Tavira is a small city on Portugal’s Algarve coast. It straddles the Gilão River, which reaches the sea through the inlets and lagoons of Ria Formosa Natural Park. It’s know for its cobbled streets and quaint houses, shops and restaurants. We chose this as our base for our adventures as it’s in the Eastern Algarve where we’re looking to live and work in our retirement years

Each day we share some of our favourite photos from the day and our thoughts about life in general. We hope you’ll enjoy reading them and are inspired to do more with the precious life you have been given.

Day Zero The Journey begins : Click Here To Read

Day 1 Bliss Is On The Other Side Of Fear : Click Here To Read

Day 2 Variety Is The Spice Of Life : Click Here To Read

Day 3 Choices : Click Here To Read

Day 4 Fulfilment : Click Here

Day 5 What If You Put Your Mind To It : Click Here To Read

Day 6 Make Today The Day You Win : Click Here To Read

Day 7 : Trust & Value : Click Here To Read

Day 8 First Impressions Click To Read Here

Day 9 A Goal Without A Plan Is Just a Wish : Click Here To Read

Day 10 Not Taking Risks Is The Biggest Risk We Can Take : Click Here To Read

Day 11 Maybe It’s About Time : Click Here To Read

Day 12

Day 13 𝗢𝗵 𝗧𝗵𝗲 𝗣𝗹𝗮𝗰𝗲𝘀 𝗬𝗼𝘂’𝗹𝗹 𝗚𝗼 : Click Here To Read

Day 14 Exceeding Expectations : Click Here To Read

Day 15 Make It Happen : Click Here To Read

Day 16 Focus On The Good : Click Here To Read

Day 17 Don’t Worry Be Happy : Click Here To Read

Day 21 Sunsets : Click Here To Read

Day 22 Be Grateful For Every Day : Click Here To Read

Day 23 Keeping Your Vision Alive : Click Here To Read

Day 24 Walking On Sunshine : Click Here To Read

Day 25 Trends for 2023 : Click Here To Read

Just Imagine

Living The Retirement Lifestyle

This is it!

Impromptu lunch 🥗 beside the river in the winter sunshine ☀ listening to a violinist playing the theme tune from Titanic

Read it here

Day 26 It’s not all sunshine ☀ and roses 🌺 : Click Here To Read

Day 27 Isn’t it time you planned your escape? : Click Here To Read

Day 28 Time To Go Home : Click Here To Read

The End

Until Next time

To A Happy Healthy & Wealthy Retirement

To A Happy Healthy & Wealthy Retirement ❤

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A Blessing In Disguise Creates Opportunity https://livingtheretirementlifestyle.com/a-blessing-in-disguise-creates-opportunity/ https://livingtheretirementlifestyle.com/a-blessing-in-disguise-creates-opportunity/#respond Thu, 10 Nov 2022 11:29:11 +0000 https://livingtheretirementlifestyle.com/?p=2378 In this episode of Living The Retirement Lifestyle Podcast we meet long time friend and business owner Jeffrey Ross from Australia and learn how this one time cattle rancher turned his hand to internet marketing and began a whole new career. As we catch up with him ten years after first meeting we discover he’s already planning for additional income streams to supplement his business and fulfil a passion for travel

It’s interesting that there’s always a trigger point that leads to change so tune in and hear what happened

So you had a really big reason to do something different?

Yes!

I saw the opportunity to create an income stream from internet marketing, learnt everything I could about it from the academy we both belonged to and like you two have never looked back. It lead to me starting a business that I still have helping business owners with their marketing and lead generation.”

You will hear that it didn’t stop there…

Jeff shared how he believes that the universe, faith or whatever it is that controls our destiny definitely had something in mind for him and led him down a path he never expected to find himself on just as the recession of 2008 set us on a path of discovery that we have been travelling for the past 12 years.

So let’s bring you fast forward…

You’ve built a successful business but approaching retirement at some point in time we know from our social media connection you love to travel as much as we do so can we ask you how important you think it is, even if you own a traditional style business to find another stream of income to supplement your later life expectations?

Whilst Jeff shared how he’s always believed in multiple income streams he shares how COVID really bought this home for him and love how he talks about streams of income as buckets

So we have our chunk cash as he calls it using the example of building a website for which he gets paid a chunk of cash – the job is done and you’re paid for it. Then there’s bucket two – our residual or our passive income. In his day to day business that comes from fees generated from monthly support for example. Then there’s what Jeff refers to as investment income streams real estate, stocks and shares shares etc whatever that is.

The question is how to service all three areas

It was COVID that really brought that home for Jeff (as it did for a lot of people)

He had a thriving service based business in sectors severely affected by the aftermath of the pandemic providing marketing business, doing Facebook ads and funnels developments for the health industry, servicing massage centres, chiropractors, gym, hairdressers, all of that. He ended up having to lay off his staff because those businesses closed and the work flow dried up.

That was the tipping point for the decision to focus on other income streams and do so quickly.

With a passion for travel and a conversation with a friend he joined a travel club and now generates an income from sharing that business with people who want to travel. Post pandemic it’s the one thing people want to do he says (we agree) and demand is growing exponentially. He saw the opportunity and grabbed it.

There’s a well known quote from Sir Richard Branson that reminds of the importance of taking advantage of opportunity

If somebody offers you an amazing opportunity but you are not sure you can do it, say yes – then learn how to do it later!

We couldn’t agree more!

Now Jeff is able to earn an income from sharing his love of travel with his friends, family and others helping them save money on fabulous travel just like he does.

Getting paid to travel is so fantastic he says…

He’s off to Hawaii very soon so what could be better 😀

This business model is network marketing so we asked Jeff why he is an advocate for network marketing/social selling. He shares how he believes it’s a great way to get into business but highlighted how sadly too many people who try it have given it a bad name as they don’t have the right tools and strategies to succeed. He says this is such a shame because in today’s world of social media and strategies of attraction marketing anyone can put up a post on social media and direct people to connect with them, have their questions answered and get them started if they’re happy to do so. All because they were attracted to read that post. Best of all anyone of any age can do this so it’s a perfect income stream for someone building an income for their retirement lifestyle because your efforts dictate how much or how little you want to earn.

Best of all having a business like this gives you a purpose in life and it doesn’t matter whether you retired or not retired or whatever, you have a reason to get up in the morning

This is something very important as retirement is not all a bed of roses and there’s only so much golf you can play!

We do hope you enjoyed this episode of Living The Retirement Lifestyle with our guest Jeff Ross

You can connect with him here on Facebook and learn more about his life and business – even ask him about his travel club.

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All Because They Loved Chocolate… https://livingtheretirementlifestyle.com/all-because-they-loved-chocolate/ https://livingtheretirementlifestyle.com/all-because-they-loved-chocolate/#respond Wed, 05 Oct 2022 15:49:45 +0000 https://livingtheretirementlifestyle.com/?p=2353 It will all make perfect sense when you hear from Peter Barker our guest on this episode of Living The Retirement Lifestyle Podcast. Peter is Operations Director of Wildgoose Events, an award winning, multi-million pound global events and licensing business but he’s no stranger to facing up to challenges as you’ll hear

It’s no surprise then that Peter is someone who thinks outside the box when faced with difficulties and the pandemic couldn’t have been a worse turn of events for someone who has an events business that involves people coming together!

But he had the fortitude along with his co-directors to pivot into the virtual world that we all came to be a part of during 2020/21 and their innovative approach was a win win coming up with products that could help keep teams engaged whilst people were locked down at home utilising zoom. So we came up with escape games and murder mysteries and quizzes, and all sorts of different things that people could do with their teams online. Truth is for a couple of months things were pretty tough but long story short is we came through COVID and had the best two years in business we’ve ever had and in 2020/21 delivered just over three and a half thousand events all around the world and had the most successful two years in business in terms of revenue and profit as well.

We can all learn a great deal from that not least of which is turning what could be abject failure into your fortune and hearing of a success story coming out of COVID is very encouraging!

Moving on we asked Peter about side hustles to which he admits having had one or two but the most memorable was the chocolate business from which the title of this podcast originated

So how did it all begin?

Peter tells us that his wife and daughters are “chocoholics” and so he came up with an idea to help his children “earn” their “pocket” money (it was about giving the girls a hand up rather than a handout he says) by getting them involved in a side hustle he had found selling “wrapped” chocolate bars – for parties, weddings, birthdays, events and it just took off from there. As all things do with family enthusiasm soon dropped off but having created a saleable business, Peter was able to sell it on. That little adventure led to winning an award and for the best new business from the chamber of commerce.

Who wouldn’t like to create a success story from a little “opportunity” like that and add a philanthropic element too!

A side hustle that didn’t cost a lot of money, requiring only some creative thinking and making it work ! Culminating in a a perfect lifestyle business that he was able to sell on after the girls left the nest for a life of their own.

Proof that it’s possible to start a business in your 50’s or 60’s that doesn’t have to be your next Richard Branson business but one that can be fun, make a bit of money from and have the lifestyle you want.

Final words form Peter…

No matter how old your are or what skills you have if you have a passion and can put some thought behind it who knows what you can achieve. It’s definitely not as difficult or scary as some people believe… and it can be a lot of fun!

Connect With Peter

Linkedin

Website

The Entrepreneurs Circle

We do hope you enjoyed this chat about side hustles and how you can not only do something yourself but pass down those lessons to your children that they can use in later life

Excited to share that we have been voted in the Top 20 UK Lifestyle Podcasts in the UK

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https://livingtheretirementlifestyle.com/all-because-they-loved-chocolate/feed/ 0 It will all make perfect sense when you hear from Peter Barker our guest on this episode of Living The Retirement Lifestyle Podcast. Peter is Operations Director of Wildgoose Events, an award winning, multi-million pound global events and licensing bu... Peter Barker is Operations Director of Wildgoose Events, an award winning, multi-million pound global events and licensing business but he does love a side hustle Chris and Susan Beesley - Retirement Entrepreneurs 4 2 All Because They Loved Chocolate... clean 26:35
Having Choices When You Get Older https://livingtheretirementlifestyle.com/having-choices-when-you-get-older/ https://livingtheretirementlifestyle.com/having-choices-when-you-get-older/#respond Thu, 15 Sep 2022 16:52:54 +0000 https://livingtheretirementlifestyle.com/?p=2333 In this edition of Living The Retirement Lifestyle Podcast we chat with Bob Clarke about why it’s important to have choices when you get older, why age 50 was pivotal for him and his wife Rosemary and what he discovered in his foray into the online world

Its a fabulous story and we know you’ll have lots of takeaways from it so listen in and hear what he has to say

Like so many of us Bob loved his job working as a health care professional running infertility laboratories up and down the East Coast of the USA but retirement was on the horizon and like so many of us he didn’t want to be dependent on the government or to potentially outlive his money. He wanted to be in control and have choices when he got older

And it’s at that point you start looking (usually while you are still working at your job) and then the shiny objects pop up and because you don’t know any better at this point (been there and done that!) one thing leads to another and you find yourself one of the ‘dabblers’ making a little bit of money but not enough to write home about.

But then something happens…

There’s a a ‘trigger point’

For Bob and his wife Rosemary it was a change in Bob’s job combined with an unexpected heart problem and a lot of stress… and that led to the decision that this online thing could be the answer but that it would require an investment into learning how it all worked and then being able to focus on it part time until they (well Rosemary actually) could see it working for them

The key word as you will hear Bob say was FOCUS. When you sit down to work on your business you can’t go jumping around all over the place because suddenly that 6o minutes you had planned to use is gone in an instant!

So you decide you’ll retire and then you’ll have the time to do this “thing” and that’s when the realisation kicks in that you have to make it work and that requires discipline and the activities you are involved in have to be results or income producing activities. When you focus on that and have a good mentor to help and guide you then you can start to achieve your goals

Now you are “officially retired” we asked what are you doing now?

Bob told us he was working now because he wanted to and he was having fun doing it but that the danger was loving it so much you lose track of time and end up compromising your lifestyle and that’s not how it should be so you have to set boundaries. Time in the office for work. Time in the home for relationships, family and fun.

I want to be that person just like you and Susan where I can say I’ve been in the trenches and because of that can help fill the gaps for others because of what I know that they won’t have to spend endless hours and days trying to find out.

How do you encourage entrepreneurship in retirement?

We know from our own experience that self belief and ‘will it work for me‘ are the conversations that go on inside the heads of people looking at this entrepreneurship thing so we asked Bob how he approaches this. His answer was quite interesting but actually really sensible. “We become their role models” he said. “Almost but not quite like their parents LOL 🤣 These people are watching you and they need to see that you are doing what they want to do. You’ve got to share with them the results of what you’re doing aka the lifestyle but also that it takes work to achieve those results.

What books would you recommend reading for the first time entrepreneur?

We asked Bob to share his favourites and like us he went straight for the classics we all know and love – Think & Grow Rich by Napoleon Hill, The Slight Edge by Jeff Olsen, The Strangest Secret by Earl Nightingale. We definitely agree on these and added to it The Go-Giver by Bob Burg and John David Mann.

Last words of wisdom

We couldn’t end our chat without asking Bob for his final words of wisdom. We loved that he said “keep it simple… There are many moving parts of a business – things you must do every day like generate leads, make sales, grow your audience, build your list… those are the important things that will move your business forward.” Added to that because it’s super important is setting yourself a goal or goals.

Here’s an example Bob uses. If you are in network marketing for example, and your goal is to build that business then the income producing activities you need to focus on are prospecting and showing your company’s presentation to as many people as you can and following up and supporting your team and customers. Do these things first before anything else and you can say you’ve had a successful day. And when you get better it takes less time than in the beginning!

Last but not least don’t work just to work – work with intention and make sure it’s doing something that gives you joy. Something that turns you on or just don’t do it because it won’t work out well.

Gosh there was a lot of wisdom for you to digest during our chat with Bob and hope you enjoyed it as much as we did.

We read on a recent post of his on Facebook which really sums it up

So grateful for the life we now have.

It wasn’t always like this.

There were many years of living paycheck to paycheck and having more month at the end of our money.

There were lost weekends at work and putting off vacations.

We sacrificed and delayed gratification.

There’s no luck involved in the life we now live.

We deserve it

You can connect with Bob below

Facebook

Blog

YouTube

Thanks so much for joining us and learning why we and Bob and Rosemary believe that entrepreneurship in retirement is not only a way to generate an income so you are not dependent on your government during this time of life but also a way of living a good life and doing it in a way you love while also helping others

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https://livingtheretirementlifestyle.com/having-choices-when-you-get-older/feed/ 0 In this edition of Living The Retirement Lifestyle Podcast we chat with Bob Clarke about why it's important to have choices when you get older, why age 50 was pivotal for him and his wife Rosemary and what he discovered in his foray into the online wor... We chat with Bob Clarke about why it's important to have choices when you get older, why age 50 was pivotal for him and his wife Rosemary and what he discovered in his foray into the online world Chris and Susan Beesley - Retirement Entrepreneurs 4 1 Having Choices When You Get Older... clean 34:43