We first met Billy during our years as management consultants before we became online entrepreneurs and remember it well as he had Susan learning how to box

Friendships are forever and we can truly say that about Billy

Let’s say that today’s podcast is both entertaining and inspirational and we hope will think about your life after 50, retirement and what’s possible…

How he’s taken his experiences in the ring and in life and is now helping people with their mental health

Who Is Billy?

He’s a former boxing world champion, he’s headlined at the MGM Grand in Las Vegas, The Royal Albert Hall London where at 23 he won the British and Commonwealth Titles and at finally at his fourth attempt to become World Champion claimed the coveted title

But as he says life doesn’t always go according to plan does it?

And in defending his title and getting badly injured he made the toughest decision of his career

Life as a boxer was over!

He was going to retire

But as he shares, life changing decisions are tough but then life is very very short too and he shares how the transition from ‘Billy the Boxer‘ to life in the real world after ‘retirement’ he found very difficult

He struggled with his mental health and depression coping with bankrupcy and losing everything he had worked for… even having suicidal thoughts and admits it took him 15 years to sort himself out

But he did

And he now volunteers for The Samaritans because having had suicidal thoughts he really understands the conversation going on in the heads of those desparate enough to call in for help

“The words ‘Mental’ & ‘Boxing’ came together on a very stressful afternoon when I was in the midst of a depressive episode.

I knew others were suffering like me and I wanted to find an answer, a solution for all of us.

How could I win the mental boxing match that I was having with the voice in my head? It was giving me a good hiding and beating the shit out of me.

Having been a fighter – a winner – all my life (I’m a former world boxing champion, just in case you didn’t know), I was used to fighting, but this fight that I was having was a different kind of fight altogether and one that I was losing, badly. I was getting close to being knocked out… for good.

Since those dark days (the lost years) I’ve been on a journey of discovery about what it takes to win this fight, to win at this thing called life – and I’m really happy to say I’ve figured something out and I’m happier, more fulfilled and satisfied with my life now than ever before.

I want you punching above your weight, winning more often, experiencing more success and looking great while you’re at it”

The stresses people are subject to today are almost unimaginable in a modern world where they shouldn’t exist

How could Billy the champion in the ring be Billy who failed in life?

This is the kind of question many of us are asking as we get towards retirement when our careers are ended and “what next”

Not failure per se as Billy explains but what happens when we reach that momentous day when we’re presented with our long service reward (usually a clock as in our parents or grandparents day)

What will we do?

Will we still want to work in some capacity or maybe give our time to a good cause or charity as Billy

Just remember as you read this you have knowledge and life experiences that could well be what someone is waiting for

That’s why this podcast and blog is all about helping you reach your full potential when that time comes

Thanks for watching / listening or reading and hope Billy’s story has given you a glimmer of hope for what comes next…

Because we have many more years of life and much to do once we’ve escaped the 9-5!

We love these inspiring words from Billy and hope you will too

You can find out more about Billy here

Website : Click Here

Wikipedia : Click Here

Facebook : Click Here

Linkedin : Click Here

Thank you for joining us and any questions for us or Billy do reach out to us

We were both taking part in a virtual challenge with the iconic Tony Robbins and Dean Graziosi with a focus on using our skills, talents and passions into a business

Hui Hui had lost her retail business overnight as her business relied on importing from China and all borders were closed and she was unable to fulfil orders

It was a pretty stressful and challenging time but as we know from personal experience sometimes it’s those challenges and obstacles that become a springboard to something new and exciting

Tune in and listen to her story as she takes you through what happened next

It’s truly inspiring and proof that with the right mindset, belief and mentorship anything is possible

We hope that you picked up from her story that when she began her online business she had zero influence and zero audience but what she did have in bucket loads was courage and using a skill she had mastered from the past in illustration

After every training she put together what she learned into picture form and shared it with people for free never realising that as she did so she was creating an audience…

An audience that has since helped propel her into an amazing business and life

We feel very honoured to have met her during the covid years and she gave us inspiration and the motivation to carry on when things looked bleak for us…

And likewise inspired by the BIG MAN himslef

3 Things Tony Robbins Said That Changed Her Life

If you’ve ever been in a position where you were challenged and thought you couldn’t do something or that someone left you feeling you were not good enough or wouldn’t be able to do something let us share what happened to Hui Hui (remember she told us her name made Tony Robbins happy ) how the words of Tony Robbins gave her strength and courage to keep going even though she had never met him until this year. We can totally resonate with that and we were lucky enough to meet him many years ago

She say “he switches my mindset every time I’ve had a huge setback in business.”

A 6-figure coach told her she wouldn’t make it and was in a state of depression, Tony’s voice ring in her ears, “I can’t therefore I must!”

When she was in a daze the second day after she started her coaching business and got a call that her Dad was very sick and hospitalised but she remembered Tony’s words, “Things are happening FOR you, not to you.”

It gave her the courage and strength to continue…

And made her think what must she do so that it’s happening for me? That incident became her biggest motivation to succeed as a coach. Sprinting from zero to 2MM in 2 years.

She then I had a meltdown in her 3rd month stumbling over speaking coherently in English even after lots of practice. She recalled Tony’ voice saying, “Believe it will be worth it in the end.”

At that time, she hadn’t even met Tony in person and he already had had a huge influence on her

We truly hope that hearing her story and the challenges she overcame from losing everything she and her partner had worked for to where she is today actually meeting Tony Robbins and sharing her story with him…

That you too will be motivated to put aside all those little voices in your head that Chris calls “fruit salad“

And make the leap into the unknown and make a life and an income for yourself that you truly deserve

You can read the rest of her story as it unfolds on her social media below and we hope we will meet you in this year’s free challenge called “The Game Has Changed“

We’ll be there alongside Hui Hui and thousands of others ready to make a change in their life

We’ll leave you with a favourite quote from Hui Hui “Failures Are The Stepping Stones To Success”

Connect With Hui Hui Here

Facebook

Instagram

Linkedin

YouTube

Thank you for joining us and any questions do reach out to us

We really were not sure what to expect from this rather different approach to podcasting since he describes it as a “live coaching experience”

We guess that’s what outliers do so here we are some weeks later after recording several sessions with him

And it’s yours to watch or to listen too whichever you prefer

Here’s the Transcript if you like to read along (Susan does)

If you prefer to listen then you can do that on various different channels

Spotify : Listen in Here

Apple ITunes : Listen in here

We’ll leave you to listen in and see what you think and leave you with something that Chris says

“Today, retirement is a continuation of life, it’s whatever you want it to be.”

We really hope you enjoy this as much as we did being Niiamah’s guest

Watch out for Episode 2 sometime in the future…

And if you enjoyed it please share this article with your friends and fellow entrepreneurs who like many we meet think they are too old or it’s too late…

Because it never is

How anything from $500 a month to $2000 can make all the difference to someone’s quality of life

A bit of backstory

We and Jo started in 2010 post the recession of 2008 when the internet was in it’s infancy with no fancy tools like we have today yet we faced the fear and did it. We neither of us knew if it would work but somehow we just knew it would and we had to try.

For Jo it all began one day when feeling stuck and miserable they agreed to house sit for a friend in Cyprus who was involved in something called “internet marketing”

With no income and not a lot of savings, they knew they had to start earning fast and this is her story

Fast forward to 2013, Jo has been location independent running a 6 figure online businesses for well over a decade now just as we have… her husband too! Their daughter was 4 when they packed up everything and moved to Cyprus and finally arrived in Phuket in Thailand (they’ve lived and travelled to 40 countries!) where they settled so she could get through her higher education years but today they’re ready to get the backpacks out again

We talked about reaching 50 – that all important milestone in our lives (we started our online business in our mid 50’s) and about “unretirement” – that time when you want to get the absolute best out of the second half of life.

How it’s very possible to grow a location independent lifestyle business doing something you love that gives you the freedom to work and live anywhere in the world.

And it needn’t be complicated…

Nor does everyone want to be a multi-millionaire even…

They just want to be comfortable and not have to worry about money and be able to do the things they dreamed of doing

As Jo says, most people can quite easily start a side hustle today and generate some money selling stuff they don’t want for example

It’s one of the things Gary Vaynerchuk talks about in his videos too

It’s a start and then the thought of other ways of making money kicks in

Building a lifestyle business isn’t just about breaking financial barriers, it’s about designing a life that literally makes you leap out of bed each morning. 

And, as Gen X or Baby Boomers, our age isn’t a barrier; it’s a goldmine of wisdom and experience that gives our lifestyle businesses their unique edge

Talking “unretirement”…

And just for fun, Jo shares the famous “unretirement” video of Tom Brady and his NFL friends going back on the pitch – it’s very funny but it does make the point.

We’ve got years left in us so let’s make the most of it!

She says that now it’s her mission to share her experiences and help others build their own lifestyle business that gives them the freedom to live and work from anywhere in the world whether that be your kitchen table or a beach in Fiji

She believes (just as we do) that a lifestyle business is your chance to become a master of your own destiny and to generate an income that funds your ideal lifestyle whatever that is to you

For anyone wanting to spend the rest of their life and not working in the traditional way (aka for someone else) she’s just launched a brand new course The Solopreneur Success Formula

We’ve been through it and know you will enjoy her relaxed style of training and it will get you on the road to creating that lifestyle business you’ve been listening to us both share

If there’s one thing we’ve both learnt over the years if you want to do something learn from someone who has already done what you want to do

We hope that you will be inspired to face the fear and get out of your comfort zone and have a great second half of life

In Jo’s words “be willing to be a bad artist to begin” (we all are)

Where to find Jo:

On Linkedin

On Facebook

Her Lifestyle Business Website

Her Lifestyle Entrepreneurs Course

Thanks for joining us for this episode of Living The Retirement Lifestyle and we’ll see you on the next one

You will definitely want to listen to his story and hear some of the challenges he faced on the journey including having to forfeit his medical practice in favour of his belief in natural solutions.

How we should all be free to make better choices in life that we believe in.

His career began as a paramedic and later became an anaethetist but after burnout and suffering depression took the decision to re-qualify as a medical doctor proof having realised that money isn’t everything! For a period of time life became much better for him and his wife and he was happy with his lifestyle but yet there was a desire to do and be more…

Then one day a patient changed everything for him and his wife.

He had been unable to help her with traditional medicine then one day she turned up at his practice and shared with him how she had treated herself holistically and she wanted to share with him her story.

That story changed his life and his career

He tried the products for himself and many of the afflictions he had went away and he just knew he had to share this with those who needed to find solutions

He knew nothing about the world of network marketing that his patient had introduced him to just loved that these products worked and wanted to tell everyone about them

What happened next is all too familiar in today’s world unfortunately but there is a happy ending

Lutz and his wife now have the means to help people who traditional medicine has not helped and the results as we know too well ourselves are becoming more accepted

They have created a business they love and they continue to serve people who have health challenges but in a different way

As Lutz says, change is never easy but it’s definitely possible if you are open to doing things differently

We have many years ahead of us and be healthy enough to enjoy those years

Lutz’s tips to starting a side hustle or trying something new :

1. Find someone you know, like and trust and who have done what you want to do and take advice from them
2. Make sure that what you do will solve a problem for someone
3. Don’t let anyone or anything hold you back
4. Get coaching
5. Face the fear and work on your mindset and personal development
6. Give it a try because if you don’t you will never know

Sometimes there are opportunities you don’t even know about – just be open to what is there for you

Thank you for joining us and listening to our chat with Lutz Marten and hope his story inspires you to think about your own life and what may lie ahead for you

You can find him on Facebook : Lutz Marten

We look forward to seeing you on the next Living The Retirement Lifestyle Podcast

We first met him after attending an internet marketing event some 10 years ago and listened to him share his passion for copywriting over cocktails in the bar (some of the best moments and friendships are meeting people at events over coffee or in the bar ). We didn’t really know what that was back then!

Social media allows us to keep in touch and after chatting recently about a course he’s just created we wanted to introduce him to you and for you to hear how you can turn a skill, knowledge (or hobby) that you are insanely passionate about into a business that generates you a full or part time income.

Knowledge is in huge demand as people want to know how to do things and you could be harbouring the secret (you’ll hear him share an example of a plumber friend)!

Join us for the conversation and hear his story and make sure to stay to the end as he has a fabulous tip for you for starting your very first or next income stream…

There were so many golden nuggets inside this interview and hope you took notes – we’ve added captions so you can grab those that might help you in considering your next steps or which you can use as you think about starting or pursue your online career.

Getting a mentor or finding someone who has done what you want to do is a key takeaway and one we absolutely endorse – without finding a mentor we would not be doing what we are today!

The internet is not just for young things as we’ve proved beyond a doubt (and why we created this podcast and blog) and when you consider the skills, talents and experience those reaching their fifties and beyond hold there’s a whole new world of entrepreneurship opening up for them.

Think about some of the most successful businesses around today. Chances are, those that came to mind have – or are founded on – strong, simple and easy to understand concepts as Adil mentions referring to Leonardo da Vinci

“Simplicity is the ultimate sophistication.”

Skipping to the end of the interview we loved Adil’s idea of searching Faceless You Tube Channels and found you a blog so you can check that out for yourself. We’ll definitely be following up on the travel idea and it’s got us thinking of other industries too…

If you are looking at Adil’s copywriting we recommend you start here – GreatestCopywriterAlive.com We love the way he writes and if you have ever opened your email account and wished you had someone write like they knew you then you will love this. That’s definitely how we want people to feel when they open our emails

You Can Meet Adil Here On Social Media

Facebook

He’s got lots of value to share so check out his posts if you want to dig into all things marketing because he knows a lot of people and always willing to share tips and strategies

Instagram

Best place to contact Adil

Blog

Check out some of his posts and get to know him

Thanks for joining us for our podcast and and if you have any questions for us or Adil do contact us here

Greg has a fascinating background as you’ll hear during our chat but it really does put him in a position to share what he knows about the industry and how retirees can fight back (and not just in America).

Told though metaphors and recognizable events Greg shares the story inside his book of how the financial industry created a trillion-dollar empire by withholding information while over-charging and under-servicing retirees regarding the real risks of retirement.

It was a very entertaining chat and we think you will see from the fact that despite being the CEO of 3 very successful companies he prefers a more relaxed look and can see why his clients would like him.

We especially loved his idea that all retirees should have money set aside for fun, travel, hobbies or anything that they enjoy.

With staggering numbers of Americans living far longer than ever before (and no different to any other developed nation) our retirement savings need to go a lot further and take into account long term health care as well as investments and life savings.

As we said above, what we liked best was when he said he encourages his clients to set aside money for their fun time as everyone in their retirement needs to enjoy this time of their life and not just be saving for the future.

Greg has definitely stirred up a hornets nest but in a good way and highlighted the reason that the advice that your financial advisor might have given you to get to the top of “Retirement Mountain” probably won’t help get you down. That is what most retirees miss – until it’s too late… but no more!

We hope you enjoyed the show as much as we did and you maybe go ask the question of your financial advisor

Resources

To find out more about Greg you can listen in to his podcast or tune in to his TV show – both known as Expedition Retirement. We’re sure you’re going to enjoy getting to know him and how he operates his business

Expedition Retirement Podcast

Expedition Retirement TV Show

Thanks for tuning in to our podcast and show and it gave you food for thought about what lies ahead in your retirement planning and that you make sure to budget for fun as well as the necessities of life

It’s not an unusual story as you’ve heard (many people we speak to what to quit the 9-5) but what was different is that Faz was so fed up with the 9-5 rat race and not seeing his kids growing up he made it happen. His family was the thing that provided him with his REASON WHY to make the change.

A change that has led him to a better life and creating a way to help others who want a better life too just as we have done.

Just imagine as he said if the stars had not aligned on that day – 5 seconds either way and life would have been a very different story

BELIEF

We asked him next about belief

“So you must have had a heck of a lot of belief in yourself, a lot of self-belief to go to that exhibition, learn some things, and then on the Monday morning give up your regular income effectively“

We asked him how he could do that and he said it was having a huge belief what he was doing and a huge REASON WHY as we’ve said earlier. To build a future for his family, to create a legacy and to create passive income.

MINDSET

Next we asked Faz about mindset and how he approached all of this because this is a big breakaway from what he was familiar with. Here’s what he said:

CHALLENGES, CONNECTIONS & NETWORKING

If you have ever had any doubt about the power of challenges, networking and making connections we hope that Faz’s story of how he overcame his challenges, the people he met and those who helped him reach his goals will give you the encouragement you need to face your fears and step over the line.

Today Faz has authored books on property, has his own company and mentorship program designed for people looking to do what he’s done and all because of a chance meeting he could have missed by 5 seconds!

We asked him for his final words of encouragement and were not surprised to hear him say

“Whatever the mind can conceive, it can achieve”

And the image from his Facebook just says it all!

Faz is a truly humble man and shows much gratitude for the opportunities hard work and connections has given him. We wish him much future success in the world of property.

We chose our own favourite from his social media

“Today is your opportunity to build the tomorrow you actually want.”

It’s a journey worth taking and a goal worth fighting for.

We only live once, and if you’re up for it. Let’s see what you’re capable of in the business world. Design your ideal life…”

RESOURCES

You can get in touch with Faz here to find out more

Facebook

Instagram

LinkedIn

YouTube

Website

Thanks for joining us for How A Chance Meeting Change My Life

It’s why we would say it’s very important that you write a will as it’s enough of a job with one let alone without one!

As much as we don’t want to think about it, we all must plan for the inevitable – a time when we will no longer physically be with our loved ones. And yet despite the inevitability of passing on, only 4 in 10 adults in the UK have a legal will made. This could have big ramifications for those we live behind. 

Read on to find out more about why you need a will and how to go about preparing one for yourself.

Why do you need a will?

Preparing a legal will is integral to preventing confusion and errors when it comes to dividing your estate. There are lots of reasons why having a will makes a big difference to those you leave behind:

• Without a will, the government has the right to distribute your estate as they see fit, rather than allowing you to decide to whom you want your assets to be distributed
• It also allows you to leave clear instructions about who you want to take care of your children and other dependents 
• If you don’t have a will, any friends, charities, or other beneficiaries won’t be able to inherit, only your family
• Having a will protects your loved ones from the stress of lengthy administrative delays while grieving, as everything will be clearly laid out for them 
• It could also save a headache when organising your end-of-life ceremony, as your wishes will be made clear

Ultimately, a will ensures peace of mind for those who matter most, while also protecting them financially. 

Photo by Isaac Quesada on Unsplash

How to prepare a will

There are a few different options for preparing a will, with a range of costs. You may be able to write one yourself, but there are risks of leaving out something important – there’s certain elements that need to be included. Alternatively, there are online services that offer packages to help you create a will, using a template. Perhaps the most traditional way to get a Will done is to visit a solicitor, who will ask you questions about what you want and then draw up the paperwork for you.

You’ll also need to decide on the kind of will you need. There are four main types, including:

• Simple (the most common, and the one we will focus on)
• Joint (these are typically made by couples and mirror each other)
• Testamentary trust (places your assets in a trust, typically when your beneficiaries are still minors)
• Living wills (this outlines how your assets and you yourself should be taken care of leading up to your death, should you become incapacitated).

In order to prepare a simple will, you’ll need to follow these steps: 

1. Name a trustee or executor who will handle the dispensing of your assets, pay off debts, and any additional administrative tasks.

2. Select your beneficiaries, those members of your family and friends to whom you wish to leave selected assets from your estate to. Should you have any dependents you will also need to designate a guardian for them.

3. Include details of your final wishes so that they can be executed by your trustee or family.

Once the will is printed, signed, and notarized, it becomes legal. Alterations can be made but will require additional notarization for changes made.

Preparing a will allows you to protect your family in a meaningful way and gives you peace of mind that your wishes will be carried out after you are gone. And while your loved ones will miss you forever, this final gift to them will be greatly appreciated. 

We hope that you found this article Why It’s Important To Write A Will helpful.

Our thanks to Clare Barks for this article. Clare is a firm believer in having a Will made. She aims to demystify the process and help other people see a Will as a positive step, rather than one that focuses on the loss of a loved one

Given our personal experience we couldn’t agree more.

Have your written a will yet? If not then now you know why it’s important and no excuse not to get on with it!

Thanks for reading and if you have any topics like this you would like us to share do let us know

But we’ll let Kylie share her story and hope you will be inspired to move out of your comfort zone and know that there is more to life than sticking with what you’ve always done and were good at for fear of what lies beyond!

We so loved that moment where Kylie says her boss came into the office bragging about his travel card and she realised he was still coming into the office in his retirement… one of those pivitol moments that made her know for certain it was her time to do something about building her own business to give her the flexibility to travel and start living a life not centred around work!

We remembered her coming to an event we had organised showing people how they could start an online business and was in the front row taking notes and smiling like the proverbial cheshire cat.

Kylie shares how she was experimenting with different ways to make money online (which is what most people do to be honest) , found what didn’t work and how not everyone can be trusted but she didn’t ever give up on her dreams and goals

She knew that honing her skills would help her reach them and it would take a little time to “find her thing” as she describes it

She knew that overnight success and ‘getting rich quick’ was a fallacy and an investment into personal development was extremely important

Which all led to her thinking about the ‘missing link‘ as she refers to it. She was an avid consumer of training but wasn’t earning from all that knowledge! How could she change that and provide a service which would bridge the gap for people creating all this training, writing books, producing courses and bring the those all important clients?

And a business was born – one that began by helping small businesses get a better presence online and collect those all important leads and learn how to communicate and nurture those those leads until some became their customers or clients.

Her next realisation was that there were a lot of successful women making incredible amounts of money using the internet and conversely many were living paycheck to paycheck and had little or no plan for their retirement.

Another seed was sown!

She shared with us how on a recent economic forum she learnt that something like 60% of the wealth in the UK is going to be owned by women by 2025. It’s a massive market and spotting an opportunity that’s where her focus is today, championing women entrepreneurs. Plus finding ways to grow faster without so much effort and time and harnessing other ways to generate legacy wealth, all of which she can include inside her coaching business.

This led to the birth of Iconic Wealth For Women and the focus of her business today.

With over 7 years solid business experience, followed by 3 years running an online coaching business.  She’s uniquely positioned with REAL business experience to help her clients leverage their knowledge, develop additional income streams and help them on a journey towards more freedom and more income.

Her Advice

Don’t stay set in your ways as you get older. The internet is here to stay and there’s so many things you could do with a little help and guidance. If you haven’t made plans for your retirement it’s not too late – get some advice and get started now – every little helps!

And her motto

“work less and earn more, whilst making an impact and changing other peoples lives”

If you want to follow Kylie you can connect with her on her favourite social media platform and website

LinkedIn

Website

We hope you’ve enjoyed listening to Kylie and her plans for the future. We think she’s got her retirement nailed and hope that you got some ideas from it for your own path and that if you need to you that you find ways to add some extra income to give you the retirement you hoped for.