We were both taking part in a virtual challenge with the iconic Tony Robbins and Dean Graziosi with a focus on using our skills, talents and passions into a business

Hui Hui had lost her retail business overnight as her business relied on importing from China and all borders were closed and she was unable to fulfil orders

It was a pretty stressful and challenging time but as we know from personal experience sometimes it’s those challenges and obstacles that become a springboard to something new and exciting

Tune in and listen to her story as she takes you through what happened next

It’s truly inspiring and proof that with the right mindset, belief and mentorship anything is possible

We hope that you picked up from her story that when she began her online business she had zero influence and zero audience but what she did have in bucket loads was courage and using a skill she had mastered from the past in illustration

After every training she put together what she learned into picture form and shared it with people for free never realising that as she did so she was creating an audience…

An audience that has since helped propel her into an amazing business and life

We feel very honoured to have met her during the covid years and she gave us inspiration and the motivation to carry on when things looked bleak for us…

And likewise inspired by the BIG MAN himslef

3 Things Tony Robbins Said That Changed Her Life

If you’ve ever been in a position where you were challenged and thought you couldn’t do something or that someone left you feeling you were not good enough or wouldn’t be able to do something let us share what happened to Hui Hui (remember she told us her name made Tony Robbins happy 😀) how the words of Tony Robbins gave her strength and courage to keep going even though she had never met him until this year. We can totally resonate with that and we were lucky enough to meet him many years ago

She say “he switches my mindset every time I’ve had a huge setback in business.”

A 6-figure coach told her she wouldn’t make it and was in a state of depression, Tony’s voice ring in her ears, “I can’t therefore I must!”

When she was in a daze the second day after she started her coaching business and got a call that her Dad was very sick and hospitalised but she remembered Tony’s words, “Things are happening FOR you, not to you.”

It gave her the courage and strength to continue…

And made her think what must she do so that it’s happening for me? That incident became her biggest motivation to succeed as a coach. Sprinting from zero to 2MM in 2 years.

She then I had a meltdown in her 3rd month stumbling over speaking coherently in English even after lots of practice. She recalled Tony’ voice saying, “Believe it will be worth it in the end.”

At that time, she hadn’t even met Tony in person and he already had had a huge influence on her

We truly hope that hearing her story and the challenges she overcame from losing everything she and her partner had worked for to where she is today actually meeting Tony Robbins and sharing her story with him…

That you too will be motivated to put aside all those little voices in your head that Chris calls “fruit salad“

And make the leap into the unknown and make a life and an income for yourself that you truly deserve

You can read the rest of her story as it unfolds on her social media below and we hope we will meet you in this year’s free challenge called “The Game Has Changed“

We’ll be there alongside Hui Hui and thousands of others ready to make a change in their life

We’ll leave you with a favourite quote from Hui Hui “Failures Are The Stepping Stones To Success”

Connect With Hui Hui Here

Facebook

Instagram

Linkedin

YouTube

Thank you for joining us and any questions do reach out to us

How anything from $500 a month to $2000 can make all the difference to someone’s quality of life

A bit of backstory

We and Jo started in 2010 post the recession of 2008 when the internet was in it’s infancy with no fancy tools like we have today yet we faced the fear and did it. We neither of us knew if it would work but somehow we just knew it would and we had to try.

For Jo it all began one day when feeling stuck and miserable they agreed to house sit for a friend in Cyprus who was involved in something called “internet marketing”

With no income and not a lot of savings, they knew they had to start earning fast and this is her story

Fast forward to 2013, Jo has been location independent running a 6 figure online businesses for well over a decade now just as we have… her husband too! Their daughter was 4 when they packed up everything and moved to Cyprus and finally arrived in Phuket in Thailand (they’ve lived and travelled to 40 countries!) where they settled so she could get through her higher education years but today they’re ready to get the backpacks out again

We talked about reaching 50 – that all important milestone in our lives (we started our online business in our mid 50’s) and about “unretirement” – that time when you want to get the absolute best out of the second half of life.

How it’s very possible to grow a location independent lifestyle business doing something you love that gives you the freedom to work and live anywhere in the world.

And it needn’t be complicated…

Nor does everyone want to be a multi-millionaire even…

They just want to be comfortable and not have to worry about money and be able to do the things they dreamed of doing

As Jo says, most people can quite easily start a side hustle today and generate some money selling stuff they don’t want for example

It’s one of the things Gary Vaynerchuk talks about in his videos too

It’s a start and then the thought of other ways of making money kicks in

Building a lifestyle business isn’t just about breaking financial barriers, it’s about designing a life that literally makes you leap out of bed each morning. 

And, as Gen X or Baby Boomers, our age isn’t a barrier; it’s a goldmine of wisdom and experience that gives our lifestyle businesses their unique edge

Talking “unretirement”…

And just for fun, Jo shares the famous “unretirement” video of Tom Brady and his NFL friends going back on the pitch – it’s very funny 🤣🤣🤣 but it does make the point.

We’ve got years left in us so let’s make the most of it!

She says that now it’s her mission to share her experiences and help others build their own lifestyle business that gives them the freedom to live and work from anywhere in the world whether that be your kitchen table or a beach in Fiji

She believes (just as we do) that a lifestyle business is your chance to become a master of your own destiny and to generate an income that funds your ideal lifestyle whatever that is to you

For anyone wanting to spend the rest of their life and not working in the traditional way (aka for someone else) she’s just launched a brand new course The Solopreneur Success Formula

We’ve been through it and know you will enjoy her relaxed style of training and it will get you on the road to creating that lifestyle business you’ve been listening to us both share

If there’s one thing we’ve both learnt over the years if you want to do something learn from someone who has already done what you want to do

We hope that you will be inspired to face the fear and get out of your comfort zone and have a great second half of life

In Jo’s words “be willing to be a bad artist to begin” (we all are)

Where to find Jo:

On Linkedin

On Facebook

Her Lifestyle Business Website

Her Lifestyle Entrepreneurs Course

Thanks for joining us for this episode of Living The Retirement Lifestyle and we’ll see you on the next one

You will definitely want to listen to his story and hear some of the challenges he faced on the journey including having to forfeit his medical practice in favour of his belief in natural solutions.

How we should all be free to make better choices in life that we believe in.

His career began as a paramedic and later became an anaethetist but after burnout and suffering depression took the decision to re-qualify as a medical doctor proof having realised that money isn’t everything! For a period of time life became much better for him and his wife and he was happy with his lifestyle but yet there was a desire to do and be more…

Then one day a patient changed everything for him and his wife.

He had been unable to help her with traditional medicine then one day she turned up at his practice and shared with him how she had treated herself holistically and she wanted to share with him her story.

That story changed his life and his career

He tried the products for himself and many of the afflictions he had went away and he just knew he had to share this with those who needed to find solutions

He knew nothing about the world of network marketing that his patient had introduced him to just loved that these products worked and wanted to tell everyone about them

What happened next is all too familiar in today’s world unfortunately but there is a happy ending

Lutz and his wife now have the means to help people who traditional medicine has not helped and the results as we know too well ourselves are becoming more accepted

They have created a business they love and they continue to serve people who have health challenges but in a different way

As Lutz says, change is never easy but it’s definitely possible if you are open to doing things differently

We have many years ahead of us and be healthy enough to enjoy those years

Lutz’s tips to starting a side hustle or trying something new :

1. Find someone you know, like and trust and who have done what you want to do and take advice from them
2. Make sure that what you do will solve a problem for someone
3. Don’t let anyone or anything hold you back
4. Get coaching
5. Face the fear and work on your mindset and personal development
6. Give it a try because if you don’t you will never know

Sometimes there are opportunities you don’t even know about – just be open to what is there for you

Thank you for joining us and listening to our chat with Lutz Marten and hope his story inspires you to think about your own life and what may lie ahead for you

You can find him on Facebook : Lutz Marten

We look forward to seeing you on the next Living The Retirement Lifestyle Podcast

We first met him after attending an internet marketing event some 10 years ago and listened to him share his passion for copywriting over cocktails in the bar (some of the best moments and friendships are meeting people at events over coffee or in the bar 😂). We didn’t really know what that was back then!

Social media allows us to keep in touch and after chatting recently about a course he’s just created we wanted to introduce him to you and for you to hear how you can turn a skill, knowledge (or hobby) that you are insanely passionate about into a business that generates you a full or part time income.

Knowledge is in huge demand as people want to know how to do things and you could be harbouring the secret (you’ll hear him share an example of a plumber friend)!

Join us for the conversation and hear his story and make sure to stay to the end as he has a fabulous tip for you for starting your very first or next income stream…

There were so many golden nuggets inside this interview and hope you took notes – we’ve added captions so you can grab those that might help you in considering your next steps or which you can use as you think about starting or pursue your online career.

Getting a mentor or finding someone who has done what you want to do is a key takeaway and one we absolutely endorse – without finding a mentor we would not be doing what we are today!

The internet is not just for young things as we’ve proved beyond a doubt (and why we created this podcast and blog) and when you consider the skills, talents and experience those reaching their fifties and beyond hold there’s a whole new world of entrepreneurship opening up for them.

Think about some of the most successful businesses around today. Chances are, those that came to mind have – or are founded on – strong, simple and easy to understand concepts as Adil mentions referring to Leonardo da Vinci

“Simplicity is the ultimate sophistication.”

Skipping to the end of the interview we loved Adil’s idea of searching Faceless You Tube Channels and found you a blog so you can check that out for yourself. We’ll definitely be following up on the travel idea and it’s got us thinking of other industries too…

If you are looking at Adil’s copywriting we recommend you start here – GreatestCopywriterAlive.com We love the way he writes and if you have ever opened your email account and wished you had someone write like they knew you then you will love ❤️this. That’s definitely how we want people to feel when they open our emails

You Can Meet Adil Here On Social Media

Facebook

He’s got lots of value to share so check out his posts if you want to dig into all things marketing because he knows a lot of people and always willing to share tips and strategies

Instagram

Best place to contact Adil

Blog

Check out some of his posts and get to know him

Thanks for joining us for our podcast and and if you have any questions for us or Adil do contact us here

Greg has a fascinating background as you’ll hear during our chat but it really does put him in a position to share what he knows about the industry and how retirees can fight back (and not just in America).

Told though metaphors and recognizable events Greg shares the story inside his book of how the financial industry created a trillion-dollar empire by withholding information while over-charging and under-servicing retirees regarding the real risks of retirement.

It was a very entertaining chat and we think you will see from the fact that despite being the CEO of 3 very successful companies he prefers a more relaxed look and can see why his clients would like him.

We especially loved his idea that all retirees should have money set aside for fun, travel, hobbies or anything that they enjoy.

With staggering numbers of Americans living far longer than ever before (and no different to any other developed nation) our retirement savings need to go a lot further and take into account long term health care as well as investments and life savings.

As we said above, what we liked best was when he said he encourages his clients to set aside money for their fun time as everyone in their retirement needs to enjoy this time of their life and not just be saving for the future.

Greg has definitely stirred up a hornets nest but in a good way and highlighted the reason that the advice that your financial advisor might have given you to get to the top of “Retirement Mountain” probably won’t help get you down. That is what most retirees miss – until it’s too late… but no more!

We hope you enjoyed the show as much as we did and you maybe go ask the question of your financial advisor 😀

Resources

To find out more about Greg you can listen in to his podcast or tune in to his TV show – both known as Expedition Retirement. We’re sure you’re going to enjoy getting to know him and how he operates his business

Expedition Retirement Podcast

Expedition Retirement TV Show

Thanks for tuning in to our podcast and show and it gave you food for thought about what lies ahead in your retirement planning and that you make sure to budget for fun as well as the necessities of life

It’s not an unusual story as you’ve heard (many people we speak to what to quit the 9-5) but what was different is that Faz was so fed up with the 9-5 rat race and not seeing his kids growing up he made it happen. His family was the thing that provided him with his REASON WHY to make the change.

A change that has led him to a better life and creating a way to help others who want a better life too just as we have done.

Just imagine as he said if the stars had not aligned on that day – 5 seconds either way and life would have been a very different story

BELIEF

We asked him next about belief

“So you must have had a heck of a lot of belief in yourself, a lot of self-belief to go to that exhibition, learn some things, and then on the Monday morning give up your regular income effectively“

We asked him how he could do that and he said it was having a huge belief what he was doing and a huge REASON WHY as we’ve said earlier. To build a future for his family, to create a legacy and to create passive income.

MINDSET

Next we asked Faz about mindset and how he approached all of this because this is a big breakaway from what he was familiar with. Here’s what he said:

CHALLENGES, CONNECTIONS & NETWORKING

If you have ever had any doubt about the power of challenges, networking and making connections we hope that Faz’s story of how he overcame his challenges, the people he met and those who helped him reach his goals will give you the encouragement you need to face your fears and step over the line.

Today Faz has authored books on property, has his own company and mentorship program designed for people looking to do what he’s done and all because of a chance meeting he could have missed by 5 seconds!

We asked him for his final words of encouragement and were not surprised to hear him say

“Whatever the mind can conceive, it can achieve”

And the image from his Facebook just says it all!

Faz is a truly humble man and shows much gratitude for the opportunities hard work and connections has given him. We wish him much future success in the world of property.

We chose our own favourite from his social media

“Today is your opportunity to build the tomorrow you actually want.”

It’s a journey worth taking and a goal worth fighting for.

We only live once, and if you’re up for it. Let’s see what you’re capable of in the business world. Design your ideal life…”

RESOURCES

You can get in touch with Faz here to find out more

Facebook

Instagram

LinkedIn

YouTube

Website

Thanks for joining us for How A Chance Meeting Change My Life

But we’ll let Kylie share her story and hope you will be inspired to move out of your comfort zone and know that there is more to life than sticking with what you’ve always done and were good at for fear of what lies beyond!

We so loved that moment where Kylie says her boss came into the office bragging about his travel card and she realised he was still coming into the office in his retirement… one of those pivitol moments that made her know for certain it was her time to do something about building her own business to give her the flexibility to travel and start living a life not centred around work!

We remembered her coming to an event we had organised showing people how they could start an online business and was in the front row taking notes and smiling like the proverbial cheshire cat.

Kylie shares how she was experimenting with different ways to make money online (which is what most people do to be honest) , found what didn’t work and how not everyone can be trusted but she didn’t ever give up on her dreams and goals

She knew that honing her skills would help her reach them and it would take a little time to “find her thing” as she describes it

She knew that overnight success and ‘getting rich quick’ was a fallacy and an investment into personal development was extremely important

Which all led to her thinking about the ‘missing link‘ as she refers to it. She was an avid consumer of training but wasn’t earning from all that knowledge! How could she change that and provide a service which would bridge the gap for people creating all this training, writing books, producing courses and bring the those all important clients?

And a business was born – one that began by helping small businesses get a better presence online and collect those all important leads and learn how to communicate and nurture those those leads until some became their customers or clients.

Her next realisation was that there were a lot of successful women making incredible amounts of money using the internet and conversely many were living paycheck to paycheck and had little or no plan for their retirement.

Another seed was sown!

She shared with us how on a recent economic forum she learnt that something like 60% of the wealth in the UK is going to be owned by women by 2025. It’s a massive market and spotting an opportunity that’s where her focus is today, championing women entrepreneurs. Plus finding ways to grow faster without so much effort and time and harnessing other ways to generate legacy wealth, all of which she can include inside her coaching business.

This led to the birth of Iconic Wealth For Women and the focus of her business today.

With over 7 years solid business experience, followed by 3 years running an online coaching business.  She’s uniquely positioned with REAL business experience to help her clients leverage their knowledge, develop additional income streams and help them on a journey towards more freedom and more income.

Her Advice

Don’t stay set in your ways as you get older. The internet is here to stay and there’s so many things you could do with a little help and guidance. If you haven’t made plans for your retirement it’s not too late – get some advice and get started now – every little helps!

And her motto

“work less and earn more, whilst making an impact and changing other peoples lives”

If you want to follow Kylie you can connect with her on her favourite social media platform and website

LinkedIn

Website

We hope you’ve enjoyed listening to Kylie and her plans for the future. We think she’s got her retirement nailed and hope that you got some ideas from it for your own path and that if you need to you that you find ways to add some extra income to give you the retirement you hoped for.

You’ll hear his answer when you tune into our chat because like you, we were intrigued to know why now and why the story line he chose but as you will hear him say “it was always a plan to write a book in his retirement”

We’ll circle back to that…

The Story

Set in the early months of 2020 Maybe It’s About Time is a story about the difficulty of changing life for the better. The central characters are Marcus and Claire and how a chance encounter through a mutual friend, Gavin leads to an unlikely friendship all the while the early months of the pandemic were unfolding. We had to ask Neil whether Marcus was actually him but he assures us the character was totally fictional albeit he draws on his experience of what he describes as the egocentric world of professional service.

Whilst full of humour, the story ultimately delivers a serious message about remaining true to our personal values and changing lives for the better.

We began reading Maybe It’s About Time on a transatlantic flight to Salt Lake City just recently. It was a large book to take on board but Susan was quickly engrossed (and the crew were intrigued to know was it a good book lol). I (Chris) get to read it next beacuse that’s how we work together lol 😂!

We asked Neil if he ever saw his book becoming a movie. We had to laugh when he said he was no J K Rowling or a Harry Potter wizard but seriously if the right person reads his book we’re sure it would make a great screenplay.

After all the pandemic years will be something that will be talked about for a very long time and we reckon his satirical look at those times would be a hit!

If you’re intrigued we highly recommend you pick up and read It’s About Time and connect with Neil if you have any questions (detail on his website below)

You’ll find him on Twitter @iamneilboss and on LinkenIn he’s @NeilBoss

His website is NeilBossAuthor.co.uk

We don’t know about you but we hope there’s a sequel or two in the pipeline and if future books are anything like his first there’s definitely important messages the world needs to hear

Thanks for joining us on today’s podcast and look forward to seeing you next time…

Could you write a book?

Tune it for a future podcast to find out

It’s no surprise then that Peter is someone who thinks outside the box when faced with difficulties and the pandemic couldn’t have been a worse turn of events for someone who has an events business that involves people coming together!

But he had the fortitude along with his co-directors to pivot into the virtual world that we all came to be a part of during 2020/21 and their innovative approach was a win win coming up with products that could help keep teams engaged whilst people were locked down at home utilising zoom. So we came up with escape games and murder mysteries and quizzes, and all sorts of different things that people could do with their teams online. Truth is for a couple of months things were pretty tough but long story short is we came through COVID and had the best two years in business we’ve ever had and in 2020/21 delivered just over three and a half thousand events all around the world and had the most successful two years in business in terms of revenue and profit as well.

We can all learn a great deal from that not least of which is turning what could be abject failure into your fortune and hearing of a success story coming out of COVID is very encouraging!

Moving on we asked Peter about side hustles to which he admits having had one or two but the most memorable was the chocolate business from which the title of this podcast originated

So how did it all begin?

Peter tells us that his wife and daughters are “chocoholics” and so he came up with an idea to help his children “earn” their “pocket” money (it was about giving the girls a hand up rather than a handout he says) by getting them involved in a side hustle he had found selling “wrapped” chocolate bars – for parties, weddings, birthdays, events and it just took off from there. As all things do with family enthusiasm soon dropped off but having created a saleable business, Peter was able to sell it on. That little adventure led to winning an award and for the best new business from the chamber of commerce.

Who wouldn’t like to create a success story from a little “opportunity” like that and add a philanthropic element too!

A side hustle that didn’t cost a lot of money, requiring only some creative thinking and making it work ! Culminating in a a perfect lifestyle business that he was able to sell on after the girls left the nest for a life of their own.

Proof that it’s possible to start a business in your 50’s or 60’s that doesn’t have to be your next Richard Branson business but one that can be fun, make a bit of money from and have the lifestyle you want.

Final words form Peter…

No matter how old your are or what skills you have if you have a passion and can put some thought behind it who knows what you can achieve. It’s definitely not as difficult or scary as some people believe… and it can be a lot of fun!

Connect With Peter

Linkedin

Website

The Entrepreneurs Circle

We do hope you enjoyed this chat about side hustles and how you can not only do something yourself but pass down those lessons to your children that they can use in later life

Excited to share that we have been voted in the Top 20 UK Lifestyle Podcasts in the UK

Its a fabulous story and we know you’ll have lots of takeaways from it so listen in and hear what he has to say

Like so many of us Bob loved his job working as a health care professional running infertility laboratories up and down the East Coast of the USA but retirement was on the horizon and like so many of us he didn’t want to be dependent on the government or to potentially outlive his money. He wanted to be in control and have choices when he got older

And it’s at that point you start looking (usually while you are still working at your job) and then the shiny objects pop up and because you don’t know any better at this point (been there and done that!) one thing leads to another and you find yourself one of the ‘dabblers’ making a little bit of money but not enough to write home about.

But then something happens…

There’s a a ‘trigger point’

For Bob and his wife Rosemary it was a change in Bob’s job combined with an unexpected heart problem and a lot of stress… and that led to the decision that this online thing could be the answer but that it would require an investment into learning how it all worked and then being able to focus on it part time until they (well Rosemary actually) could see it working for them

The key word as you will hear Bob say was FOCUS. When you sit down to work on your business you can’t go jumping around all over the place because suddenly that 6o minutes you had planned to use is gone in an instant!

So you decide you’ll retire and then you’ll have the time to do this “thing” and that’s when the realisation kicks in that you have to make it work and that requires discipline and the activities you are involved in have to be results or income producing activities. When you focus on that and have a good mentor to help and guide you then you can start to achieve your goals

Now you are “officially retired” we asked what are you doing now?

Bob told us he was working now because he wanted to and he was having fun doing it but that the danger was loving it so much you lose track of time and end up compromising your lifestyle and that’s not how it should be so you have to set boundaries. Time in the office for work. Time in the home for relationships, family and fun.

I want to be that person just like you and Susan where I can say I’ve been in the trenches and because of that can help fill the gaps for others because of what I know that they won’t have to spend endless hours and days trying to find out.

How do you encourage entrepreneurship in retirement?

We know from our own experience that self belief and ‘will it work for me‘ are the conversations that go on inside the heads of people looking at this entrepreneurship thing so we asked Bob how he approaches this. His answer was quite interesting but actually really sensible. “We become their role models” he said. “Almost but not quite like their parents LOL 🤣 These people are watching you and they need to see that you are doing what they want to do. You’ve got to share with them the results of what you’re doing aka the lifestyle but also that it takes work to achieve those results.“

What books would you recommend reading for the first time entrepreneur?

We asked Bob to share his favourites and like us he went straight for the classics we all know and love – Think & Grow Rich by Napoleon Hill, The Slight Edge by Jeff Olsen, The Strangest Secret by Earl Nightingale. We definitely agree on these and added to it The Go-Giver by Bob Burg and John David Mann.

Last words of wisdom

We couldn’t end our chat without asking Bob for his final words of wisdom. We loved that he said “keep it simple… There are many moving parts of a business – things you must do every day like generate leads, make sales, grow your audience, build your list… those are the important things that will move your business forward.” Added to that because it’s super important is setting yourself a goal or goals.

Here’s an example Bob uses. If you are in network marketing for example, and your goal is to build that business then the income producing activities you need to focus on are prospecting and showing your company’s presentation to as many people as you can and following up and supporting your team and customers. Do these things first before anything else and you can say you’ve had a successful day. And when you get better it takes less time than in the beginning!

Last but not least don’t work just to work – work with intention and make sure it’s doing something that gives you joy. Something that turns you on or just don’t do it because it won’t work out well.

Gosh there was a lot of wisdom for you to digest during our chat with Bob and hope you enjoyed it as much as we did.

We read on a recent post of his on Facebook which really sums it up

So grateful for the life we now have.

It wasn’t always like this.

There were many years of living paycheck to paycheck and having more month at the end of our money.

There were lost weekends at work and putting off vacations.

We sacrificed and delayed gratification.

There’s no luck involved in the life we now live.

We deserve it

You can connect with Bob below

Facebook

Blog

YouTube

Thanks so much for joining us and learning why we and Bob and Rosemary believe that entrepreneurship in retirement is not only a way to generate an income so you are not dependent on your government during this time of life but also a way of living a good life and doing it in a way you love while also helping others